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First, sales charges of more than 5% came off top to his guy, so mike started off more than $1000 inside of the hole on a $20,000 mutual fund property investment. Plus, expenses and other fees were costing him more than 2% per year. Second, his funds both had worse than average 10-year performance vinyl records. Third, the stock market had been lackluster since he made his expense. When you invest in funds may no control of the markets, but you find funds that are awesome investments in regard to the other two factors: performance and price of spending your cash.

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